About Us
Loans-Shop Financial, Inc., doing business as Loans-Shop Lending, is a Texas Credit Services Organization (CSO). We help our customers repair and improve their credit by originating short-term payday loans and reporting their prompt, timely repayment of loans to credit reporting bureaus. We are not the direct lender. We receive loan applications from our customers and refer the applications to one or more private lenders. In many cases, our customers pay nearly half of what they would pay our competitors for the same loan amount.
Arranging a loan with us is simple and straightforward, loans from $10,000 to $100,000,000.00 over 5 to 25 years. We make the process convenient and fast. We can give you an immediate 'in principle' decision and we'll find you some of the most competitive personal loan rates available.
We've been established for over 15 years and have helped deliver financial solutions to thousands of satisfied customers. Because we are truly independent we are able to find the personal loans that are right for you and, being one of the largest finance brokers providing loans in the US, we have the power to negotiate some extremely competitive rates on your behalf
We source the market to find our clients the lowest rates and best match loan including loans for applicants with impaired or bad credit, once you complete the application form, we search from over 200 loan plans to find you the right loan.
Just think of what you could do with a significant boost to your bank account or cash reserves::
- Pay off existing debts - reduce your monthly outgoings by consolidating any existing personal loans and credit card debts.
- Finance a major purchase - that holiday home abroad really can be a reality with our low cost personal loans.
- Make some home improvements - by adding an extension, a conservatory or swimming pool, our personal loans are straightforward, convenient and easy to arrange.
- Provide for your children's future - pay for school or graduate tuition fees - give your children or grandchildren a great start in life, apply online for an in principle decision on a low cost personal loan.
- Boost your business - finance expansion plans to take your business to the next step, we do not make any restrictions on how you use the funds from your personal loan. With Loans-shop Lending there are no interviews, no hassle and no false promises. Just value, simplicity and professionalism.

